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If you have any questions, you may contact Merrick Bank Customer Service at 1-877-727-6885.

Merrick Bank may obtain consumer reports on you in connection with an update, renewal or extension for which you have applied.

Merrick Bank does not provide, endorse, or guarantee any of the products or services available through linked web sites.

Some of these set-up and maintenance fees will be assessed before you begin using your card and will reduce the amount of credit you initially have available. The rate is determined by adding the appropriate margin shown to the Prime Rate*.

Based on an initial credit limit of 0, the initial available credit will be about 4. If the Prime Rate* increases, your APR will increase accordingly, Funds must be received within 30 days to complete the application process.

Merrick Bank will establish your initial credit limit and mail you the card you request ("Card") upon approval of your Online Application, in accordance with the terms set forth below.

You agree that if you sign the Card or use your Account or the Card to obtain credit, that will constitute acceptance of the Cardholder Agreement that will be provided to you with your Card, which is governed by both Utah law and applicable Federal law.

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