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My financial guy told me: Don't just jump at the life insurance policy your employer offers.

They've been doing this for years, so make sure you don't fall victim to it.

The Osprey Nest cam is back live for a brand new season, and Dr.

Steve Kress of Audubon’s Project Puffin suggests Rachel and Steve are the love birds making it their home.

Not only can a financial professional explain each type of life insurance to you, but he or she can suggest which one best suits your needs.

In order to help you understand the differences, you may want to hire a financial professional.

If your employer's policy turns out to be the best choice, by all means, go for it! A lot of policies containing clauses that state the insurance company can raise your rates for anything from a minor discrepancy to no reason whatsoever. My tax guy told me: Be careful that you read the fine print on any insurance policy. Shop around before your employer's open enrollment season to be sure you are getting the best coverage at the best rates. It may not be the best policy available to you, even if it is convenient.

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